El portal de empleo de España

Domain Consultant en Madrid

Presencial en Madrid·Jornada completa·Añadida hoy (comprobada el 22 oct)

HCLTech

28 ofertas abiertas

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Resumen

Contrato: Jornada completa
Inglés: Obligatorio

Habilidades

HCLTech busca este perfil en varias ubicaciones. Esta vacante es en Madrid.

Esta oferta está publicada en inglés.

El puesto

Job Summary

Total experience	18+ years in banking technology / operations
Payments experience	10+ years designing and implementing payment systems for banks in Spain or the euro area
Greenfield	At least one bank or payment-institution launch from zero (licence to go-live)
Core banking	Hands-on with a core banking platform (Temenos Transact, Finastra, Thought Machine, Mambu or similar) and its payments integration
Seniority	Expert; owns the SEPA / domestic payments workstream end to end

Greenfield digital bank being licensed in Spain (ECB / Banco de España) with a payments-first proposition: instant account opening, SEPA SCT / SCT Inst, Bizum, tokenised cards, cross-border via correspondents. Year 1 launches on sponsor-bank and processor rails; Years 2-3 bring SWIFT, credit, and direct participation in Iberpay / T2 / TIPS.

Location: Madrid (hybrid); travel to Spanish and EU sites as required. Working languages: Spanish (professional) and English (professional). Contract: full-time, 24-36 month programme with permanent conversion possible.

Role summary

Own the design, build, certification and launch of the bank's SEPA and domestic payments capability in Spain: SCT, SCT Inst, SDD, Bizum and Verification of Payee, first through a representative (sponsor) bank on Iberpay's SNCE and later as a direct participant settling in T2 and TIPS. You are the person who knows how Spanish payments actually clear and settle, what Iberpay's homologation tests look for, and what the Instant Payments Regulation demands of a PSP on day one.

Key Responsibilities

Define the target payments architecture (payment hub, ISO 20022 canonical model, scheme adapters, liquidity, reconciliation, investigations) and the sponsor-bank access model for Year 1, with a documented migration path to direct participation in Iberpay SNCE, T2 and TIPS.

Lead EPC scheme adherence (SCT, SCT Inst, SDD Core/B2B, VoP), Creditor Identifier, EPC Directory Service registration and the Verification of Payee integration (requester and responder) through the sponsor or Iberpay's RVM.

Run the sponsor-bank onboarding and certification tests: message formats, cycles and cut-offs, R-transactions (rejects, returns, recalls), SCT Inst end-to-end under 10 seconds, contingency scenarios; later the Iberpay homologation and Eurosystem (T2 / TIPS) certification as direct participant.

Ensure compliance with the Instant Payments Regulation (send/receive SCT Inst, price parity, VoP on every credit transfer, daily sanctions screening of the customer base), PSD2/PSD3 SCA, SEPA Regulation and Banco de España reporting (payment statistics, EBA fraud reporting).

Design liquidity and prefunding management against the sponsor and, later, T2/TIPS positions; define cut-off calendars and 24/7 operating procedures for instant payments.

Own reconciliation (camt.053/054), investigations (camt.056/029), exception handling and the daily payments operations model with the operations team.

Lead Bizum enablement (as represented entity, later as participant) and the interplay with SCT Inst.

Drive the November EPC rulebook release cycle and Iberpay/Eurosystem release re-testing; maintain the payments product roadmap (SDD as creditor, request-to-pay, digital euro readiness).

Act as the bank's counterpart to the sponsor bank, Iberpay, Banco de España payment systems teams and the EPC; prepare regulatory and scheme documentation.

Skill Requirements

10+ years in payments implementation for banks operating in Spain or the euro area, including at least one end-to-end SEPA programme (SCT and SDD) and one SCT Inst / instant payments implementation.

Direct working knowledge of Iberpay SNCE (subsystems, homologation process, participant types), Eurosystem settlement (T2 RTGS/CLM, TIPS, ESMIG connectivity) and EBA Clearing (STEP2, RT1).

Proven greenfield experience: a bank, neobank or payment institution launched from scratch in the EU, including licence-driven constraints and sponsor/agency access models.

ISO 20022 expertise: EPC implementation guidelines, pain/pacs/camt message sets, R-transactions, VoP scheme messages; ability to read and write test packs.

Core banking integration experience: posting, balance/hold management, statements, cut-over and reconciliation with a modern core.

Certification testing leadership: scheme and CSM test cycles, evidence packs, defect triage with external parties on fixed calendars.

Deep familiarity with Instant Payments Regulation (EU) 2024/886, PSD2/PSD3, SEPA Regulation 260/2012, Banco de España payment-systems oversight and reporting.

Strongly preferred

Bizum participation or integration experience; STMP/Redsys knowledge for the card-linked flows.

Experience with a payment hub product (Volante, Finastra GPP, ACI, Form3, Temenos Payments Hub) or a cloud-native build.

Digital euro, request-to-pay or open-banking PIS experience.

Prior work with Cecabank or a large Spanish bank as representative entity.

Certifications

No mandatory personal certification; the following are valued: SWIFT/ISO 20022 training certificates, PMP/PRINCE2 or SAFe for delivery leads, AWS/Azure fundamentals for cloud-native builds.

Languages

Spanish: native or C1 (regulatory and scheme documentation is in Spanish).

English: professional working proficiency (vendor and EU documentation).

What success looks like in the first 12 months

Sponsor-bank onboarding tests passed and SCT / SCT Inst live with VoP on 100% of outbound payments at launch.

Bizum live; SDD as debtor bank live; three consecutive clean month-end reconciliations.

Zero scheme non-conformities in the first November rulebook release.

Direct-participation programme (Iberpay, T2, TIPS) scoped, test slots booked and business case approved.

Other Requirements

10+ years in payments implementation for banks operating in Spain or the euro area, including at least one end-to-end SEPA programme (SCT and SDD) and one SCT Inst / instant payments implementation.

Direct working knowledge of Iberpay SNCE (subsystems, homologation process, participant types), Eurosystem settlement (T2 RTGS/CLM, TIPS, ESMIG connectivity) and EBA Clearing (STEP2, RT1).

Proven greenfield experience: a bank, neobank or payment institution launched from scratch in the EU, including licence-driven constraints and sponsor/agency access models.

ISO 20022 expertise: EPC implementation guidelines, pain/pacs/camt message sets, R-transactions, VoP scheme messages; ability to read and write test packs.

Core banking integration experience: posting, balance/hold management, statements, cut-over and reconciliation with a modern core.

Certification testing leadership: scheme and CSM test cycles, evidence packs, defect triage with external parties on fixed calendars.

Deep familiarity with Instant Payments Regulation (EU) 2024/886, PSD2/PSD3, SEPA Regulation 260/2012, Banco de España payment-systems oversight and reporting.

Strongly preferred

Bizum participation or integration experience; STMP/Redsys knowledge for the card-linked flows.

Experience with a payment hub product (Volante, Finastra GPP, ACI, Form3, Temenos Payments Hub) or a cloud-native build.

Digital euro, request-to-pay or open-banking PIS experience.

Prior work with Cecabank or a large Spanish bank as representative entity.

Certifications

No mandatory personal certification; the following are valued: SWIFT/ISO 20022 training certificates, PMP/PRINCE2 or SAFe for delivery leads, AWS/Azure fundamentals for cloud-native builds.

Languages

Spanish: native or C1 (regulatory and scheme documentation is in Spanish).

English: professional working proficiency (vendor and EU documentation).

What success looks like in the first 12 months

Sponsor-bank onboarding tests passed and SCT / SCT Inst live with VoP on 100% of outbound payments at launch.

Bizum live; SDD as debtor bank live; three consecutive clean month-end reconciliations.

Zero scheme non-conformities in the first November rulebook release.

Direct-participation programme (Iberpay, T2, TIPS) scoped, test slots booked and business case approved.

Sobre HCLTech

HCLTech (HCL Technologies Limited) es una empresa de servicios de TI. Su portal oficial de empleo presenta oportunidades laborales en una amplia presencia internacional, enumerando países en las Américas, Europa y Asia-Pacífico entre las ubicaciones donde los candidatos pueden realizar búsquedas.

En España, HCLTech anuncia un número considerable de puestos vacantes, incluyendo roles en Madrid. Las vacantes actuales abarcan soporte técnico y operaciones, arquitectura de nube e IA, ingeniería de software, gestión de identidad y dispositivos, gestión de programas y proyectos, y ventas, lo que indica una presencia comercial y de prestación de servicios activa en el mercado español.

Sector: Servicios IT
Web: hcltech.com

Datos prácticos

El portal oficial de empleo de HCLTech incluye a España entre los países donde los candidatos pueden buscar oportunidades laborales, junto con otras ubicaciones europeas como Alemania, Portugal, Rumanía, Suecia y el Reino Unido.
La empresa anuncia actualmente decenas de puestos vacantes en España, lo que indica una operación local activa y en crecimiento.
Los puestos vacantes en España incluyen roles con base en Madrid, que abarcan soporte técnico y operaciones, arquitectura de nube e IA, ingeniería de software, gestión de programas y ventas.

Todas las vacantes de HCLTech